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Credit repair works best for people that have already come out of their personal recession. Are you able to afford your existing bills and lifestyle but are being held back from getting good (or any) financing on a new car, home, or loan? If so, we want to talk to you.
It’s a pretty normal question to ask: The honest answer is that it depends — on your goals, and the plan selected…However most of our clients see results within the first 45-60 days. That’s actually one of the best parts of choosing Risen Elevations Consulting. We look at your individual situation and build your own personal Game Plan accordingly. Your Game Plan focuses on the areas that will make the most impact. We at Risen Elevations Consulting get to work quickly to make sure your creditors are being responsible regarding the information they’re reporting about you.

No, but if it is past the statute of limitations for the creditor to file a lawsuit it will be much harder for them to try to collect it from you.

Credit Repair is actually the process of removing inaccurate, unfounded, out of date, false, and erroneous information from your credit report. Your credit report dictates your credit score. The 3 major credit bureaus collect information from lenders, creditors, and debt collectors and apply it to your credit report. Based on that information, your credit score is determined. This information could include the balances on loans or credit cards, credit inquiries, debt to income ratio, and most importantly, credit utilization (the percentage of debt you have to available credit.
Yes, We can help send a Cease and Desist to ask them not to call anymore.
NO! One of the biggest misconceptions among customers is that paying a collection will cause the score to go up. This is not true. In fact, your score is likely to go down.

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